In credit markets, returns are fixed —
but losses can be total.
See risk before it surfaces. Track it as markets shift. This isn't just defense — it's where returns begin.
Our Clients












Full-lifecycle credit intelligence, from origination through monitoring.Enable model-driven risk decisions at every credit decision point.
Independent, model-driven credit measurement — daily, across rated and unrated.Quantitative signals at scale, grounded in credit fundamentals.
Quantified credit risk for portfolios with no ratings and no public pricing.Fill the visibility gap — track borrower health on an ongoing basis.

Our solution experts use AI to rapidly adapt credit science capabilities to your specific credit processes and workflows — accelerating design and delivery.
Model outputs are translated into clear business language and analyst‑ready reports, making credit risk analysis easier to explore, explain, and act on.
Your own AI tools connect directly to Criat's credit metrics and analytics via MCP — delivering credit science on demand, without manual handoffs.